ATTENTION: HOMEOWNERS OVER 62!

Be a wise bird

This federally-insured program could change your life!

Can you use cash for home repairs or for monthly expenses? Want a new boat? New car? Dream vacation or world cruise? Want to enjoy a better retirement lifestyle? The federally-insured HECM PROGRAM can provide you with the cash you need with no monthly payments ever.

A SAFE GOVERNMENT PROGRAM TAX-FREE INCOME NO REPAYMENT UNLESS YOU MOVE OR DIE RETAIN FULL OWNERSHIP USE CASH FOR ANYTHING YOU WANT OK — WITH SOCIAL SECURITY & MEDICARE MUST BE 62 OR OLDER NO INCOME OR CREDIT REQUIREMENTS

Click to read 12/12/05 article

(Toll-Free) 1-800-998-2523 Click here for details

A Reverse Mortgage is a special type of mortgage that enables you, as an older homeowner, to tap the equity you have in your home while giving you the maximum amount of flexibility to address your particular financial needs, whether it is a lump sum to pay an unexpected hospital bill or a stream of regular payments to supplement your monthly income. Unlike traditional home equity loans, no re-payments on the Home Equity Conversion Mortgage (HECM) are required for as long as you live in your home.

With a reverse mortgage, you receive a portion of your home's equity according to the payment or income plan that you select. You are permitted to change the way the money is paid to you at any time after origination, and you may change this as many times as you wish.

When you sell your home or vacate it for other reasons, the accrued interest plus what you have received or has been paid on your behalf through the years is paid when the house is sold. Residual equity in excess of the RM is paid to you or to your estate. For more information, see our Questions & Answers page. Visit our page with links to much excellent information about reverse mortgages, and read general information about Reverse Mortgages in leading publications

Be a wise bird

Toll-free: 800-998-2523 reversemortgage@pobox.com